Terms And Conditions
Contact: legal@cardoplus.com · support@cardoplus.com
Quick Summary
You must be 18+ and create an account with accurate details; KYC may be required.
Rates/fees are shown in-app and may change; always review before confirming.
Gift-card trades and certain transactions are irreversible once completed.
Use CardoPlus lawfully; no fraud, chargeback abuse, or prohibited items.
We may suspend/limit accounts to comply with law or manage risk.
CardoPlus is provided “as available”; liability is limited as permitted by Nigerian law.
Full Terms
1) Acceptance
By using CardoPlus (website/app), you agree to these Terms and our Privacy Policy.
2) Service description
CardoPlus provides: gift-card trading, P2P trading, QR/merchant payments, remittance, wallet, and withdrawals to supported accounts.
3) Eligibility & account
You must be 18+ and capable of forming a binding contract.
Provide accurate info and keep credentials secure; you’re responsible for activity under your account.
We may require KYC (ID, selfie, etc.) and set transaction limits.
4) Rates, fees, and limits
Current rates/fees are displayed before you confirm a transaction.
Limits may vary by KYC tier, risk, and partner rules.
We may change rates/fees; changes apply prospectively.
5) Transactions
Gift-cards: You must provide valid cards and requested proofs. Once redeemed/confirmed, trades are final.
P2P: Follow in-app instructions; use escrow when provided.
Deposits/withdrawals: Ensure correct account details; CardoPlus isn’t responsible for user-entered errors.
6) Prohibited use
No fraud, money laundering, sanctions breaches, illegal goods/services, or activities that harm CardoPlus or other users. We may report suspicious activity.
7) Disputes & chargebacks
Open disputes via the app. If you initiate a chargeback without first contacting us, we may suspend your account while we investigate.
8) Availability & maintenance
Service may be unavailable during maintenance or provider outages. We’ll communicate planned downtime where possible.
9) Intellectual property
The CardoPlus name, logo, and platform content are our IP. You may not copy, modify, or reverse engineer our software.
10) Liability & disclaimers
Service is provided “as is” and “as available.”
To the maximum extent permitted by law, CardoPlus is not liable for indirect or consequential losses, lost profits, or errors caused by user-provided details or third-party networks.
Our total liability for any claim arising out of the Service is limited to the fees you paid to CardoPlus in the 3 months before the event giving rise to the claim.
11) Indemnity
You agree to indemnify CardoPlus and its affiliates against losses arising from your breach of these Terms or violation of law.
12) Suspension & termination
We may suspend or terminate accounts for policy breaches, risk, fraud, or legal/compliance reasons. You may close your account at any time.
13) Governing law & venue
These Terms are governed by the laws of the Federal Republic of Nigeria. Disputes may be brought in the courts of Edo State, Nigeria, unless applicable law requires otherwise.
14) Changes to Terms
We may update these Terms; we’ll post changes with an updated Effective date. Continued use means acceptance.
